Loans

Rebates and Loans Go Hand in Hand

Low-interest loans are available to qualifying Santee Cooper customers.


Energy Efficient Loans

Santee Cooper offers loans to approved customers to help with the expense of replacing energy efficient equipment. Loans are available for the following qualifying equipment: High Efficiency Electric Heat Pumps, Duct Replacements and Heat Pump Water Heaters. 

Get Started!

You will need to complete the loan application and verify you qualify for an energy efficient loan.   

Submit Online   Print & Mail in (PDF)

Santee Cooper will let you know when your application has been approved. Applications remain active for 90 days.

After your loan application is approved, you will need to get a proposal from an Santee Cooper Trade Ally or South Carolina Plumbing Licensed Contractor (water heater) for rebate eligible equipment.

View list of Trade Allies

  Rebate Application

Mail or email proposal & rebate application to:

Mail: Santee Cooper Energy Support Services

           305A Gardner Lacy Road

           Myrtle Beach, SC 29579

Email: energy.advisor@santeecooper.com

*Do not begin work until you are notified that the proposal is approved. 

Have your Energy Advisor do a final inspection when the work is complete. During the Final Inspection, you will need to sign the loan documents as long as the program requirements are met


Renewable Energy Resource Loan

Santee Cooper offers loans to approved customers to help in purchasing Renewable Energy Resources. Loans are available for Solar Photovoltaic (PV) Generation, Wind-Generation, Micro-Hydro Generation and Biomass Generation. 

Get Started!

You will need to complete the loan application and verify you qualify for a Renewable Energy Resource loan.

Renewables Solar

Loan Application*

Interconnect Application*

For more information on Solar

If you qualify for a Renewable Energy Resource Loan, Santee Cooper will contact you to schedule a site visit and guide you through the process.


Frequently Asked Questions

Your loan application will be reviewed and an approval or denial will be made within two business days. In case of an emergency, you can request a 24-hour notification.

Energy Efficient Loans: Applications remain active for 90 days.

Renewable Energy Resource Loan:  Applications remain active for 120 days.

Yes, you could get a rebate and not a loan. You may qualify for the rebate, but not qualify for the loan.

If you are denied a loan, you will be notified within two business days. You can still apply for a rebate if you install qualified equipment. 

You must pay off your loan before or during the sale of your home.

Energy Efficient Loan:  

You can apply for a loan between $500 and $20,000. The payback period for a loan of $1,000 or more is up to 60 months. Smaller loans have a shorter payback period.

Renewable Energy Resource Loan:

You can apply for a Renewable Energy Resource loan up to $40,000 with a payback of up to 120 months.  

No, there is no penalty for paying off your loan early.

After all loan documents are processed, Santee Cooper will mail a check directly to the Trade Ally who installed your qualifying equipment.